What’s Medicare Supplement Insurance, and do I need it?
Posted: September 21, 2024
Medicare is a federal health insurance program that covers people aged 65 and older and some younger individuals with specific disabilities. It helps cover many healthcare costs, including hospital stays, doctor visits, and preventive services. However, Medicare doesn’t cover all medical expenses, and beneficiaries often face out-of-pocket costs such as deductibles, copayments, and coinsurance. This is where Medicare Supplement Insurance, or Medigap, comes into play....
Suicide Prevention Month & Mental Health
Posted: September 10, 2024
September is Suicide Prevention Month, a critical time dedicated to raising awareness about suicide and the importance of mental health. Mental health is a major part of overall well-being, yet cultural stigma may stand in the way of open discussions with devastating consequences. Addressing mental health issues and promoting suicide prevention can save lives, making this month a vital period for reflection and action. Spotlight...
Key Person Life Insurance: Safeguarding Your Business’s Future
Posted: September 7, 2024
Key person life insurance is a specialized policy that businesses take out on the life of an employee whose death could significantly impact the company’s operations. This type of insurance is essential for protecting a business’s financial health and continuity, ensuring that it can weather the loss of a key individual without severe disruption. Who Qualifies as a Key Person? A key person is someone...
Silver Sneakers & Medicare: How to Stay Fit in Your Golden Years
Posted: September 6, 2024
Staying active is vital to maintaining good health, especially as we age. Regular physical activity can help prevent various health issues, improve mood, boost energy levels, and enhance overall quality of life. For older adults, finding a fitness routine that is both safe and effective is essential. This is when SilverSneakers comes into the picture. What Is SilverSneakers? SilverSneakers is a comprehensive fitness program tailored...
Celebrating Hispanic Heritage Month
Posted: September 1, 2024
Hispanic Heritage Month, celebrated from September 15 to October 15, honors the rich cultural heritage and significant contributions of Latino communities in the United States. This celebration reflects Latino culture’s profound impact on American society and aligns with the ongoing diversity and inclusion efforts within various industries, including insurance. Recognizing and celebrating this diversity strengthens communities and fosters a more inclusive environment. Brief History of...